Shell-shocked. That in a nutshell describes the American citizenry nowadays. OK, not the 1%-ers, but everyone else. They may be employed, but they know someone who’s been laid off. They are working more hours than before- and not being paid for them- because they fear they will be laid off, too. Their salaries have been stagnant. Home values- that’s an oxymoron. The middle class folks may be paying more for their health insurance and for higher deductibles, too, which means even less available income.