We are going to try something new today. There is no music, but there is audio. Just a PowerPoint presentation. Please let me know if you like it. Thanks!
Continue reading Shhh! We’re going to share some secrets today!
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I have been a theater lover since forever. When I was a teenager, I availed myself of the myriad opportunities in New York City- one of them being that students could see a play for $ 3 a pop routinely. The theater is one of the things I truly miss by being an “ex-“New Yorker. (DC is working hard to remind me how much I “love” traffic snafus, however…) But, enough of where I live or lived.
Continue reading We all must choose to be the Chosen People…
I had my post all picked out today. (Actually, I generally have four or five of them saved, ready to be posted on a given day). But, today, I was moved by a blog I read. And, I was compelled to tell you the story- so that Cary’s knowledge can help you, too.
Continue reading Well Deserved Kudos- and a lesson for us all!
You’ve heard me (drone, rant, speechify) about the need for vision, mission, and goals for every enterprise and every individual. And, I also believe in branding- but, that’s less important for small firms than delivering what is expected (or more) every time. We- that’s you, me, and everyone else need to make our efforts into a religion, a belief, an “ISM”- Integrity, Simplify, and Magnify.
Continue reading Gimme that “old time religion”- and give it to everyone else, too!
Let me start out telling you that
I am a born New Yorker. I walk fast, I talk fast, I think fast…in fact, I do everything very quickly- with one exception. ‘Nuff said. Back to the topic. I have been gone for some 4 decades. But, I still am a New Yorker at heart.
Continue reading Walk Left, Stand Right (or Perambulate Right)
Continue reading Nature v. Nurture- Study proves genetics strongly affects education
We need to change our paradigm. Not because of the dramatic 
changes occurring in the Middle East (but that would be a good reason, anyway. May the changes bring democracy to that part of the world). No, because we Americans have learned the wrong things from our own recent history- and those errant ways will make it difficult for us to grow and prosper as a nation.
Continue reading We need to learn NEW lessons from these 3 failures
As we discussed in Parts 1 and 2, it sure looked like BankUnited was a “success” on paper. Its mortgage portfolio (the value of loans the bank held) had escalated from $ 6.1 billion in 2004 to $ 12.5 billion by 2007. (Unfortunately, some 70% of their entire portfolio was based upon Option ARM’s.) A few months later, the value of these Option ARM loans were equal to almost 6 X the entire capital held by the bank. (Capital is the money the bank has on hand to insure against failure; it is not the same thing as the bank’s assets [which would be the loans, in this case]- but if the assets are homes subject to mortgages that exceed their worth, you can see the obvious problems.) By the spring of 2008, 92% of BankUnited’s Option ARM’s were underwater. And in 2009, BankUnited was taken over by the Feds.
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